← All pools

USDT/XRP

XRPS58safety: Moderate

AMM account rwDMCD…zQkk · issuer rGbUjU…Usdt · xrps.io

Not blackholedrisk multiplier ×2.5

The issuer still controls the token account and can mint more supply or change its settings.

Freezablerisk multiplier ×1.3

Trust lines can be frozen by the issuer, which also freezes your LP position.

Dominant LPrisk multiplier ×1.8

A single provider holds more than 40% of the pool and can exit at any time.

Inside the USDT/XRP pool

The USDT/XRP pool is an XRP Ledger automated market maker holding USDT against XRP at the AMM account rwDMCDG2…zQkk. It currently holds $211.3k of liquidity (about 154.1K XRP across both sides) and charges a 0.296% trading fee, which is paid to liquidity providers rather than to any company. It has existed for roughly 885 days.

Our scoring reads as fair: it functions, but the numbers behind it are modest enough that exits can be slow, producing a health score of 44/100, while the underlying USDT issuer carries a safety score of 58/100. Those two numbers answer different questions: health asks whether the pool works as a market, and safety asks whether the token inside it can be frozen, clawed back or reissued.

Over the last 24 hours the pool traded $662 across 40 swaps, a turnover of 0.3% of its own size. At that pace, fee income annualises to roughly 1.07% before any impermanent loss — a description of past volume, not a promised yield. Liquidity comes from 7 providers, with the largest holding 58.8% of the LP tokens.

Why this score?

This pool reads moderate on safety (58/100) and low on health (44/100). Open the breakdown to see, in plain English, exactly what moved each number.

Pool health — 44/100 · Low

Health is capped by unresolved red flags on this pool.

  • Liquidity depth & stability77
  • Organic trading activity42
  • LP distribution33
  • Asset quality68
  • Age & track record100
  • Fee sustainability78
  • Volatility / IL risk94
  • Structural resilience84

What helps this score

  • +Liquidity has held steady, with no large withdrawals in the tracked window.
  • +Trades nearly every day — activity looks organic, not a one-off spike.
  • +Has survived more than six months on the ledger.
  • +Pairing a low-volatility asset with XRP keeps impermanent loss contained.
  • +A long, continuous pool history with no break in liquidity.
  • +A stable-style pair keeps impermanent loss small.

What holds it down

  • 1 unresolved critical red flag caps how healthy this pool can read.
  • The issuer is not blackholed and can still mint supply or change settings.
  • One provider holds 59% of the pool and can exit at will.

Earnings activity

Historical trading activity in this pool. These figures describe what already happened — they are not a forecast or a yield promise.

Est. fee APY (7D)

1.07%

(1 + (7-day average daily volume × fee rate ÷ current TVL)) ^ 365 − 1

Est. fee APY (24H)

0.34%

Yesterday alone — far noisier than the 7-day figure.

Turnover (24h)

0.3%

Activity

InactiveRising

Almost nothing traded here in the last day — fee income is near zero.

Recent daily volume

Last 15 days

15 days agotoday

Each bar is one calendar day of traded volume. Days we hold no snapshot for show as zero.

Fee income breakdown

24h volume
$662
Fee rate
0.296%
Fees to LPs (24h)
$2
Fees to LPs (7d)
$43

Calculated from historical on-chain trade volume. Fee income is shared across all liquidity providers in proportion to their share and changes with volume. Past volume does not predict future volume.

Pool size

$211.3k

24h volume

$662

24h volume / size

0.3%

Trading fee

0.296%

Top LP share

58.8%

Pool age

885 days

Score breakdown

Issuer control

weight 26% · risk 57/100
  • Issuer account is still controlled by its owner: supply and settings can change at any time.
  • Issuer can freeze trust lines. A freeze also freezes the matching LP tokens.

Issuer quality & transparency

weight 15% · risk 42/100
  • The issuer publishes xrps.io, which looks project-owned but belongs to a team we cannot independently identify.

Liquidity quality

weight 14% · risk 42/100
  • Roughly $211k of value is locked in this pool.
  • Moderate liquidity — fine for small positions, painful for large ones.
  • Almost nothing trades through this pool, so the liquidity is idle rather than working.

LP distribution

weight 16% · risk 71/100
  • The largest liquidity provider controls 58.8% of the pool, the top five control 100.0%.
  • 7 addresses hold LP tokens.
  • One provider can exit and drain most of the liquidity without warning.

Track record & longevity

weight 13% · risk 0/100
  • Pool has existed for about 885 days.
  • A long, continuous history is a meaningful positive signal.

Verification & signals

weight 7% · risk 32/100
  • xrps.io is published on-ledger and can be cross-checked against the project's xrp-ledger.toml.

Risk history & behaviour

weight 6% · risk 16/100
  • Freeze has not been given up, so the power is available even though it has not been used.

Pair / impermanent loss

weight 3% · risk 20/100
  • XRP paired with a stable-style asset: price ratios move less, so impermanent loss stays small.

Impermanent loss & slippage calculator

Move the sliders to see what happens to a position in this pool.

Impermanent loss: 5.72% versus simply holding both assets.

Historical fee income of 1.07% divided by this pool's ×5.85 red-flag multiplier, minus that loss, gives a risk-adjusted result of -5.54%. Based on past volume, not a projection.

At the last 24 hours of volume that stake would have earned about $0 in fees, while the price move above implies roughly $57 of impermanent loss versus just holding.

Estimated price impact: 0.94%

Constant-product estimate against this pool's current size, before fees.

Where to go next

Data is read from the public XRP Ledger and refreshed periodically; issuer settings and balances can change at any moment. This is educational information, not financial advice.